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Personal Finance 101

Personal Finance 101

Taking control of your financial situation.

7 Episodes7 Episodes

Putting a little time into understanding personal finances provides one of the greatest ROI’s in life. The best time to start paying down debts and saving for retirement is yesterday. The second best time is today. The only problem is personal finance is a seemingly boring or anxiety-inducing subject for many people. Although there are dozens of great personal finance podcasts, many of them have hundreds of episodes each and it can get overwhelming to know where to start. 

The goal of this free podcourse is to provide a curated selection of podcasts that serve as an accessible foundation for taking control of your financial situation. There are plenty of tips and strategies below, but there are also discussions around the psychology of money and stories of student loan debt. 

What You'll Learn:

Why humans are bad at predicting how much actually getting what we want will make us happy (exhibit A: the amount of unhappy millionaires). 

- The reason why there is a diminishing return for how much additional money will make us happy (above a threshold about 75k).

- How to pay down your debts in the most psychologically pleasing way as well as the mathematically best way.

- What the 4% and 25x rules mean for planning for the amount of money you’ll need to retire.

- How to think through what your money goals really are.

- How to spend extravagantly on the things you love and to cut costs ruthlessly on the things you don’t.

- The benefits and pitfalls of the FIRE (Financially Independent/Retire Early) movement.

- Why long-term, set-it-and-forget-it methods of investing are best for the majority of people (even during a pandemic).

- Why index funds are a great low-cost solution to long-term savings and which ones to check out.

- Why bitcoin or similar crypto currencies should only be played around with using “fun money”, not with money that would otherwise go into retirement accounts. 

- That if you have crushing student loan debt, you are not alone and there is hope. 

If you enjoyed this curated list, check out the Hurt Your Brain newsletter for a collection of podcasts and links that make you think, sent every other Sunday. 
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  • The Unhappy Millionaire
    The Unhappy Millionaire
    42 min · 2019 SEP 24
  • Debt Snowball vs. Debt Avalanche Approach To Paying Down Debt #085
    Debt Snowball vs. Debt Avalanche Approach To Paying Down Debt #085
    34 min · 2019 MAY 8
  • How Much Do I Need to Retire?
    How Much Do I Need to Retire?
    8 min · JUL 27
  • Ramit Sethi - I Will Teach You to be Rich
    Ramit Sethi - I Will Teach You to be Rich
    54 min · 2019 MAY 14
  • How To Retire Early with Mr. Money Mustache (Rebroadcast)
    How To Retire Early with Mr. Money Mustache (Rebroadcast)
    58 min · 2019 NOV 25
  • Our Student Loan Secrets, Part 1
    Our Student Loan Secrets, Part 1
    33 min · 2019 SEP 26
  • Our Student Loan Secrets, Part 2
    Our Student Loan Secrets, Part 2
    27 min · 2019 SEP 27
Got questions? We've got the answers
  • What comes with each course?

    Courses on Himalaya Learning are designed to teach actionable skills to help you reach your potential. What you will get from the courses includes immersive curriculums, series of bite-sized lessons, course summaries, and curated resources.

  • How long are the courses?

    Courses vary in length from 1 to 8 hours. Each course consists of lessons around 5 minutes each.

  • How can I redeem a discount code?

    If you use an Android phone, you can apply the code at check out in the Himalaya app. If you use an iPhone, you can apply the code at www.himalaya.com

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